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According to recent data observed by the illion trade bureau, cafes and restaurants are now facing increased financial stress, as consumers have been spending less at these establishments in 2024.
This has resulted in a significant rise in the average number…
In this video, Simo Buzanin (Senior Account Director, illion) interviews Danny Pavisic (CEO, Unity Bank) about how mutual banks and credit unions are continuing to put their members first in an increasingly online world.
The discussion involves what are some of…
Market segmentation is valuable for any business seeking to better focus on its target customers.
With illion data, you can identify prospects with preferred attributes, ranging from age and gender, to behavioural attributes that measure a customer’s purchases or propensity to…
Today’s operating environment is best captured by the notion that ‘The only constant is change’.
Coming out of COVID-19 into an economic downturn, our industry is facing a new credit risk landscape and the challenges of tighter operating conditions. At the…
As interest rates have bitten hard into the budget of Australians in 2023, new research released by credit bureau illion today shows that households with a mortgage in Australia’s two major capital cities are continuing to struggle, whereas mortgage-holders in…
The illion Transaction Risk Score (iTRS) assesses an applicant’s bank transaction data to provide a fresh and unique insight into their financial behaviour.
This solution is the most significant enhancement to data-driven risk management since the introduction of Comprehensive Credit Reporting.
Both…
While acquiring new customers can provide benefits in the short-term, to sustain long-term growth, businesses need to keep customers coming back.
By focusing on customer retention, you can maximise the value of your existing customer base and mitigate the costs associated…
Late payments continue to be on the rise, impacting various industries differently in the Australian economy. illion’s trade bureau helps report on these shifts by monitoring payment behaviour between businesses and suppliers.
Over the last 12 months, the Construction and Manufacturing…