Our latest Australian Economic Snapshot details a significant link between sustained high cash rates and rising consumer delinquencies.
Discover our data collection and analysis methods in the blog below.
Behind the Data: The who, what, where, when and why behind the data
Who: The analysis is compiled by illion Head of Analytics Louis Tsang and illion Analytics & Insights Analyst Saaransh Mehta
What: The analysis and data is sourced from illion’s consumer bureau. The report examines repayment history information from the comprehensive credit reporting data and RBA cash rate movements.
Where: This analysis covers Australia. illion has one of the largest and most comprehensive commercial bureaux in Australia and New Zealand.
When: Since May 2022, delinquencies have been steadily increasing across all consumer lending products.
Why: Monitoring consumer repayment risk proactively is vital to managing risk and helping consumers address hardship and financial distress.
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